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For Our Agents

Why You Should Choose Loudoun Mutual Insurance Company

Loudoun Mutual Insurance Company is rated A- (Excellent) by AM Best, the premier insurance rating organization. A.M. Best ratings are issued on over 3,500 companies in more than 80 countries worldwide. Best's Credit Ratings are recognized as a benchmark for assessing a rated organization's financial strength as well as the credit quality of its obligations.

Dwelling

ACH Form 8-22

CL-0302: Flood Insurance Notice

CL-300: Amendatory Endorsement

DP-HSP: Home Systems Protection

DP-SL: Service Line Coverage

Dwelling Policy Quick Reference 01 23

FL-1: Basic Form

FL-10: Automatic Increase in Insurance

FL-12: Earthquake

FL-15: Coverage C Higher Limit of Liab. on Certain Prop.

FL-16: Incidental Business Activities – Related Private Structures

FL-2: Broad Form

FL-200: Replacement Cost Terms Mobile Homes

FL-208: Water Damage (Sewers and Drains)

FL-216: Premises Alarm or Fire Protection System

FL-25: Consent to Move Mobile Home

FL-256: Modified Replacement Cost Terms – Coverage A

FL-257: Ordinance or Law

FL-26: Collision or Upset Coverage

FL-27: Additional Secured Party’s Interest Coverage

FL-3: Special Form

FL-30: Incidental Coverages – Higher Limits

FL-32: Condominium Unit – Owner Additions

FL-33: Condominium Unit – Owner Additions Special Covs.

FL-36: Credit Cards and Depositors Forgery

FL-41: Additional Interests

FL-422: Amendatory Endorsement Virginia

FL-4901: Wet Rot, Dry Rot, Bacteria, Fungi, or Protists Exc

FL-50: Residential Association Loss Assessment

FL-53: Residential Association Earthquake Loss Assessment

FL-55: Replacement Value

FO-304: Restriction of Individual Policies

GL-0605: Comm. Liability Cov. (Premises Only – Landlords)

GL-0621: Exclusion – Coverage P Personal Injury Liability

GL-0695: Amendatory Endorsement Virginia

GL-108: Additional Insureds

GL-4931: Wet Rot, Dry Rot, Bacteria, Fungi, or Protists Exclusion

LM-145 Expanded Replacement Cost Terms

LM-17: Special Rental Dwelling Coverage

LM-28: Inland Flood Coverage 01 22

LM-30 Multi Family Dwellings

LM-31: Additional Policy Conditions for Cancellation or Non-Renewal

LM-37: Commercial Liability General Aggregate Amendment

LM-40: Replacement Cost Terms for FL-1

LM-46 Matching of Undamaged Roofing Materials 01 20

LM-47 Matching of Undamaged Siding Materials 01 20

LM-50: Additional Perils for FL-1

LM-554: Limited Earthquake Coverage

LM-88D: Limited Water Damage Coverage

LM-90: Landlord Guardian

LM-900 Vacant Dwelling Endorsement

LM-999: Mobile Home Amendatory Loss Settlement Terms

LM-HSPSL: Home Systems Protection and Service Line Coverage

LM-HSPSL: Home Systems Protection and Service Line Coverage – V2 – Eff 1/1/22 for new business

ML-422: Dwelling Under Construction Theft

Professional Landlord Credit Certificate

Woodstove Questionnaire

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