Loudoun Mutual Insurance

Loudoun Mutual

A Tradition of Service Since 1849

Loudoun Mutual has been insuring Virginians since 1849 and is one of the top property insurance writers in Virginia. Because we are a mutual insurance company, owned by and operated for the benefit of our policyholders, Loudoun Mutual is committed to providing its policyholders with broad coverages, flexible payment plans, excellent service (especially when they have a claim) and affordable, competitive pricing.

Loudoun Mutual is represented throughout the Commonwealth of Virginia by a network of professional independent insurance agents. Their insurance knowledge and local expertise means a Loudoun Mutual insurance policy is specifically designed to meet your needs. Click the link below to locate a Loudoun Mutual agent near you!

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Loudoun Mutual Inc.
15609 High St. Waterford
VA 20197

Notice of Upcoming Convenience Fee on Electronic Card Payments

Starting December 1, 2025, a 3% convenience fee will be applied to all payments made via credit or debit card. This fee helps offset the rising costs associated with card processing.

To avoid this fee, we encourage customers to log in to their accounts and switch to ACH (Automated Clearing House) payments, which will remain free of this convenience fee. The convenience fee is independent of any installment fees charged based on the payment plan selected.

For assistance with setting up ACH payments or for more information, please contact your agent or us at (800) 752-3458. Thank you for your understanding and continued support.