Six Different Insurance Products To Meet Every Need

Loudoun Mutual offers a wide variety of property and casualty insurance products. Each is tailored to the needs of the customer, and is backed by Loudoun Mutual's superior customer service commitment.

Homeowner's Coverage

Loudoun Mutual offers several different types of homeowner's policies for owner-occupied residences. Coverages are provided for the dwelling, other structures, personal property, loss of use and personal liability. Many endorsements and options are available. Two of the most popular are our Guardian and Guardian Plus endorsements, which bundle together several of the more popular coverage options at a package rate.

In addition to insuring dwellings under the Homeowner's Program, Loudoun Mutual can insure some mobile homes and renter's personal property as well.

Insurance for Dwelling Properties

Residences rented to 1 to 4 families are covered under Loudoun Mutual's Dwelling Properties Program. Insurance coverage is available for the dwelling, personal property and other structures, as well as loss of rental income. Liability coverage also can be included that protects you if you are sued for an occurrence related to the rental property. The Dwelling Properties Program also may be used to insure owner-occupied dwellings that do not qualify for the Loudoun Mutual Homeowner's Program.

Mobile Homeowner's Coverage

Loudoun Mutual insures owner-occupied mobile homes under several different types of mobile homeowner's policies. Coverages are provided for the mobile home, other structures, personal property, loss of use and personal liability. Many optional endorsements are available, including options for replacement value coverage on both the mobile home and personal property.

Insurance for Farmowners

Loudoun Mutual's Farmowner's Program is similar to our Homeowner's Program. It protects owner-occupied farm homes, plus barns, farm machinery, animals and other farm related property. This program also provides liability protection for occurrences arising out of farming operations.

Personal Umbrella Coverage

Loudoun Mutual's Personal Umbrella Program offers higher limits of liability and broader coverages that extend beyond the limits of our Homeowner's, Farmowner's and Personal Automobile Programs. Limits are available for $1-million or $2-million per occurrence.